Prior to teaching and becoming a stay at home mom in 2006, I spent seven years in the Navy working in the Intelligence field. The Navy also trained me as a financial counselor. I helped many service members analyze their spending, prepare budgets and make sound financial decisions. If you're interested in learning more about budgeting, I have prepared several articles here.
In June 2009, I received my Master's in Business Administration with a concentration in Marketing. I have two undergraduate degrees, one in Business Management and the other in Russian language studies
Transitioning to living one income has been difficult for us and I started looking for ways to stretch our income. I began actively budgeting, tracking spending, couponing, requesting free samples, entering sweepstakes, using reward programs to earn gift certificates and shopping at Walgreens and CVS. With all the money saving, we were able to pay down over $10,000 in credit card debt in 2008 and are now proudly credit card debt free. It's a great feeling to make such progress on our debt and to finally be free of it. We were also able to start college funds for the kids and an IRA for me.
I am so passionate about saving money and amazed at how much my efforts have helped our family that I started this blog in 2008. I love to share all my great finds and money saving tips and help others save money.
I appreciate each of my readers who make this all possible. I'm happy to be able provide excellent and useful information to help you save money. I also really enjoy hearing from my readers, so please leave me comments or email me anytime.


9 comments:
nice to meet you, you seem very accomplished.
I found your blog during the giveaway carnival... I'm so glad I did... can't wait to read more:)
It's a pleasure to meet you! I, too, found your blog during the giveaway and have marked it in my favs. Maybe I'll be able to pick up some good ideas from you.
nicole...i am so glad we are FIRL. you are great and a good example to follow. thanks for the tips and low down on savings.
Hi Nicole! ;-) Nice to meet you. I enjoy your blog. I'm Wendy, married 33 yo SAHM to a ten year old son and seven year old daughter. We live in NC.
Wendy
My Blog: CalvaryGirl
Calvary Girl Devotions
Hi,
I was wondering if you go to any stores in Omaha that double your coupons?
hello,
im a high school student doing a project on couponing and was wondering if i could get in touch with you about an interview?
In Omaha, there are not any stores that regularly double coupons. Occasionally Kmart and Hy-Vee do double coupon days, but it is infrequent.
Anonymous, feel free to email me at nicole@momsavesmoney.net with the interview details. I'd be happy to help out with your project. :)
I ran into a fellow couponer at CVS today. I commented on how much I envied her coupon book and then complained about how I was unable to find a blog re:couponing in NE. She told me about this blog so here I am! SO excited to meet you virtually and I will be following!
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