Welcome readers. Allow me to introduce myself. My name is Nicole and I live near Omaha, Nebraska with my husband and three kids, ages 7, 4 and 2. I am the author of The Extraordinary Art of Couponing. I teach Coupon, Freebies, Meal Planning Success and Frugal Fun with Kids classes at Metro Community College, Iowa Western Community College, Omaha Public Libraries, home parties and church & MOP groups. You can view my upcoming classes and sign up here.
Prior to teaching and becoming a stay at home mom in 2006, I spent seven years in the Navy working in the Intelligence field. The Navy also trained me as a financial counselor. I helped many service members analyze their spending, prepare budgets and make sound financial decisions. If you're interested in learning more about budgeting, I have prepared several articles here.
In June 2009, I received my Master's in Business Administration with a concentration in Marketing. I have two undergraduate degrees, one in Business Management and the other in Russian language studies
Transitioning to living one income has been difficult for us and I started looking for ways to stretch our income. I began actively budgeting, tracking spending, couponing, requesting free samples, entering sweepstakes, using reward programs to earn gift certificates and shopping at Walgreens and CVS. With all the money saving, we were able to pay down over $10,000 in credit card debt in 2008 and are now proudly credit card debt free. It's a great feeling to make such progress on our debt and to finally be free of it. We were also able to start college funds for the kids and an IRA for me.
I am so passionate about saving money and amazed at how much my efforts have helped our family that I started this blog in 2008. I love to share all my great finds and money saving tips and help others save money.
I appreciate each of my readers who make this all possible. I'm happy to be able provide excellent and useful information to help you save money. I also really enjoy hearing from my readers, so please leave me comments or email me anytime.